General IRA Information
Is Retirement an Option? Will It Be for You?
By: Bill Humphrey
According to an expert on aging, longevity is likely to cause financial difficulties for retiring baby boomers. Speaking at a recent conference, Joseph Coughlin of the Massachusetts Institute of Technology’s AgeLab, said that the next generation of retirees will live longer and healthier lives, but…
I Have a Small IRA – Should I Self-Direct?
By: Catherine Wynne
Each IRA holder is unique and a common question we get is “what can you do with a smaller self-directed IRA?” Many of our more successful clients started out small and ended up large because they were able to find smaller, successful…
The Road Not Taken – Less Liquid Investments
By: Bill Humphrey
Investors want liquidity in their investments. The strong desire to buy today, sell tomorrow should generate the question: What premium are you willing to pay for this much liquidity?
UBIT – It’s a Good Thing, It Means You’re Making Money!
By: Bill Humphrey
If there ever was a subject that will stop an accountant is his or her tracks it is UBIT, which stands for unrelated business income tax. The origins of UBIT…
The Next Generation of Financial and Real Estate Professionals
By: Amy Sheflin
No doubt youve seen the headlines. Titles such as Crisis Watch: The New Financial Ice Age, Economic Meltdown and Great Depression 2.0 may be overly dramatic, but they do convey the unpredictable shift in US and global financial markets…
The Difference an IRA Can Make
By: Ben Brazda
How does a real estate investment within an IRA compare to the same investment made with personal funds? The Difference an IRA Can Make How does a real estate investment within an IRA compare to the same investment made with personal funds.
For Sophisticated Investors Only Self-Directed IRAs
By: Bill Humphrey
The power and flexibility of a self-directed IRA is not for everyone. With flexibility comes choices, and choices require more detailed investment knowledge. Less active investors find that the time required to find and make investment choices is not…
Eat at Joe’s IRA’s Bar and Grill
By: Bill Humphrey
Many investors in the US are discovering that their plans for a carefree retirement are in jeopardy due to lack of funds. Creative investors are seeking more profitable solutions to their retirement plan investments. As more and more investors are learning, traditional financial advisors generally direct investors to traditional investments only…
Joe’s IRA…The Banker
By: Bill Humphrey
Joe kept his eyes and ears open for new investment opportunities. He realized that the choice was his and although he considered the stock market as a source, he still remembered the sick feeling over those months of the 35% decline…
Do Retirement Plans Have Too Many Choices? Are New Limits Coming?
By: Bill Humphrey
Too many choices can hamper decision making. Current and historical research reveals that too many investment options may be a bad thing. Retirement plan providers may well be inclined to reduce the investment options available for their plans in order…
Considerations When Selecting An IRA Administrator/Custodian
By: Catherine Wynne
When you select an IRA custodian to handle your Self Directed IRA account, you have limited choices but need to carefully evaluate their ability to provide you the services that you need. Many IRA owners are unfamiliar with many of the rules related to…
Women and Retirement
By: Catherine Wynne
Jill was a stay-at-home mom with two active children under the age of 6. Although Jill had a degree in education, she had only worked two years before starting her family with her husband Steve.
Distributing Shares of Entities from IRA/Qualified Plans
By: Catherine Wynne
Phil was very satisfied with both the quality of the work and the earnings of DR, but was now contemplating the tax impact of distributing his IRA shares to himself and the consequent tax impact. The question loomed: what was the value of these shares for tax purposes?
Using Debt with your IRA or Qualified Plan
By: Catherine Wynne
What is Leverage? Why Would I Want to Borrow Money? One of the biggest roadblocks in the purchase of real estate with your IRA is the question of leverage. Leverage is one of the attributes of real estate investment that may enhance the rate of …
