Q&A

Click on a question to view the answer. 

General

What are some good resources for more information on this?

How do I get started?

How do I update my contact information?

What exactly does Entrust New Direction do for my retirement plan? 

I understand I can put more money away if I am age 50 or older. What are the limits?

How can I learn more? 

Plans

How do I determine which plan is the best one for me?

What are the best kinds of retirement accounts for small business owners?

I have a 401(k). Can I invest that in real estate? 

How do I self-direct my 401(k)? 

Does my employer have to be involved in the decision as to what I do with my 401(k)?  

Individual (k) Plans

What is an Individual (k) plan?

How do I know if I should consider an Individual (k) plan?

How much can I contribute?

Which Individual (k) should I choose?

Am I eligible for an Individual (k) plan?

Investments

Can I buy real estate in my retirement plan?

What can I invest my IRA and qualified plans in?

What are Non-Traditional investments?

Where can I go to learn about using my funds for investing? 

What are alternative investments my IRA or qualified plan can buy? 

Gold & Other Precious Metals

Can I buy gold and other precious metals in my retirement plan? 

Does Entrust choose the gold or other precious metals dealer for my Gold IRA? 

What kind of IRA plans can be used to purchase gold and other precious metals? 

How do I direct the investment into precious metals with my IRA? 

Real Estate

Does the IRS allow real estate in an IRA?

Why didn't I ever hear about real estate investment in IRAs before?

How do I actually buy real estate with my retirement plan? 

Can I buy property with my child's IRA?

I have a 401(k). Can I invest that in real estate?

Do I need an LLC to purchase real estate with my IRA?

Where do I find an investment property?

Can I repair the property myself?

How long must my IRA own a property before selling it?

Do I have to pay capital gains taxes if I sell the property?

Can I take property as a distribution and then live in it?

How do I buy foreclosed property using my IRA? 

How long does it take to purchase a property?

I was told I can't get financing or leverage real estate in my IRA.  Is this true? 

How do I know if tenants are making payments to my account? 

Not Enough Money?

What do I do if I don't have enough money to buy real estate in my IRA?

What about borrowing? Can my IRA get a mortgage?

Can I partner my IRA with my personal funds? Who else can I partner with?

I am interested in buying mortgages with retirement plan funds. Can I pool this with other plans?  

How are the expenses paid?

Where does rent income go?

Private Lending

A friend needs a loan. How do I protect my IRA if I use it to make the loan? 

How do I find the right lender? 

How do I take a loan from my IRA? 

Costs/Funds/Taxes

How much does this cost?

How do I find out what the current investments limits are for my retirement plans?

What exactly is UBIT?

What happens if I have to withdraw funds out of my plan for an emergency?

What are the deadlines for contributions to my Qualified Plans and IRAs?

How long will it take to transfer funds from my Brokerage account to my Entrust Account? 

What is the fee for managing and maintaining an account each year?

What are Required Minimum Distributions? 

Legality

What are the restrictions for the purchase?

Do I need to use a special broker and title company?

Can my IRA be sued?

Is there any liability to my retirement plan holding real estate?

What is a disqualified person or entity?

My daughter is buying a business. Can I lend her the money for the business out of my retirement plan? 



Click here to download the full list of questions in pdf format.

(Requires Adobe Acrobat Reader , available FREE from Adobe. Click here to download Acrobat Reader.)

return to the home page