Q: Which Individual (k) should I choose?

1. Traditional or Full Service model

• Entrust provides the required documents to establish the plan.
• Entrust provides the record-keeping services on your self-directed investments.
• This option is only available with the Individual(k) Plan.

2. Do Your Own Service Model

• Entrust provides the required documents to establish the plan. 
• You perform your own investment record-keeping. 
•  This option is only available with the Individual(k) Plan.

3. Enhanced Service Model

• You have an approved plan document. 
•  Entrust provides the required record-keeping on self-directed investments.
•  This option is available with plan types such as a traditional 401(k), Roth 401(k), profit sharing plans, and employer stock ownership plans.

4. Individual(k) Plan with ROTH option

If you choose the Roth option, a portion of your contributions will not be tax-deductible. However, the earnings may be distributed tax free.
If you're considering an Entrust Individual(k), be sure to consult with your accountant or investment advisor.