Real Estate IRA Fees

New Direction IRA is one of the most cost-efficient Self Directed IRA providers when it comes to Real Estate Investments. Why? Because we offer two different options for annual fees. We realize that most IRA investors have different strategies and needs so to address that, we created two choices. The first option is a flat rate fee per asset regardless of the asset’s value ($295/year). This could be a single family home worth $150,000 or a commercial building worth $5 million. Our second option is a fee based on the value of the your combined assets. This fee structure is typical for Self Directed IRA providers and becomes increasingly cost effective as you grow the number of investments held in your IRA. However, we’ve found that many self directed investors only plan to purchase one or two pieces of real estate at first and therefore find our ‘per asset’ option the most appealing. Be sure to download our fee schedule and review our competitor fee comparison page.

Simple Fees Breakdown:

  1. $50 Application Fee (one-time)
  2. $250 Transaction Fee (per purchase/sale/exchange of real estate)
  3. $30 Bank Wires (one-time)
  4. $30 Overnight mail (one-time)
  5. $295 Annual Fee Per Property (other fee options available)
  6. $5 outgoing check fee (each check we must print and mail)

Fee Schedule Download:

View the New Direction Gold IRA Fee Schedule
Download our Full Fee Schedule

Wondering if we’re cheaper than the competition?

See our Competitor Fee Comparison.

Option One: Per Asset

$295/year
  • Cost effective for fewer investments
    with high values
  • Flat rate fee per asset regardless
    of asset value
  • No Fees on uninvested cash
  • Cash holdings are FDIC insured
  • Free online account access
  • Free webinars & workshops
Open a Self Directed IRA

Simple Fee Examples: Purchase Single Family Home (Value: $125,000)

  1. $50 Application Fee (one-time)
  2. $250 Transaction Fee (one-time per purchase/sale/exchange of Real Estate)
  3. $295 Flat Annual Fee for ongoing administration (Using Option #1)
  4. $5 Outgoing Check Fee (one-time for each check that we print and mail)

Approximate First Year Total Fees: $595          Approximate Following Years: $295

Simple Fee Examples: Purchase Condo w/ 35% Down Payment (Value: $125,000)

Using leverage (non-recourse loan) to purchase real estate is an option available to all investors. Your real estate’s mortgage must be kept as a separate asset and therefore will result in additional fees for our time involved. The only difference is an additional $95 transaction fee at the property acquisition and $195/year for servicing the loan payments.

  1. $50 Application Fee (one-time)
  2. $250 Transaction Fee (one-time per purchase/sale/exchange of Real Estate)
  3. $95 Transaction Fee for Mortgage (one-time)
  4. $295/year Flat Annual Fee for ongoing administration (Using Option #1)
  5. $195/year Flat Annual Fee for Mortgage’s ongoing administration
  6. $5 Outgoing Check Fee (one-time for each check that we print and mail)

Approximate First Year Total Fees: $885          Approximate Following Years: $490